Welcome to Global Care Dubbo

Global Care Dubbo is part of the Social Justice and Disaster Relief Arm of INC (International Network of Churches). Our focus is community driven through our relationships and partnerships to touch and change our community. We work alongside people in need helping them in ways to impact and sow into their lives to change their future.

No Interest Loan Scheme



The Global Care Dubbo No Interest Loan Scheme (NILS®) is modelled on schemes that have been operating around Australia for over 30 years. It enables low income earners to access credit to purchase essential household items (eg: refrigerator, medical equipment, etc). NILS® is an alternative form of credit, not emergency relief. Loans are provided to people who are able to repay a loan without it causing financial pressure.

What we do lend for

Household Appliances
Household Furniture
Health Items
Car Related Items
Outdoor Equipment
Economic Participation

What we DON′T lend for

General Living Expenses
Car Repairs
Rent Repayments
Emergency Relief


Tailored to suit your budget
Debited using Centrepay
Minimum $10 payment per fortnight

How do i apply for a Loan?

Applying for a No Interest Loan is easy, here’s how:

  1. Make an Enquiry – you can GET STARTED FASTER by clicking apply now on the link below and printing off the documents you need. (Available 24hrs, 7 days a week). Or call us on 6882 2975 or 1800 155 884. During opening hours.
  2. Documents will be sent to you by email with a list of documents to gather, including quotes for your item
  3. When you have ALL documents required – please call us and make an appointment or email all documents to us.
  4. A NILS Loans Officer will help you put your budget application together
  5. Your application is then sent to the Loans Assessment Committee
  6. You will be notified if the loan is approved.

What does it cost?

There are NO charges
NO setup fees
NO INTEREST on loans
You only repay what you’ve borrowed
Our services are free and you can be assured of confidentiality

Who can apply?

People who receive a Centrelink payment.
Those who are on a low income.

How much can i borrow?

From $100 to $1,500 (Pensioners)
From $100 to $800 (Newstart, Youth Allowance only)

Our NILS Locations

Dubbo, Narromine, Nyngan, Cobar, Trangie, Warren, Parkes, Peakhill, Bourke, Brewarrina, Enngonia, Walgett, Collarenebri, Lightning Ridge, Narrabri, Armidale/Uralla
+ All smaller communities in these areas

Get in touch today!

Dubbo Office

P: 02 6882 2975 or 1800 155 884
E: globalcare@riversidedubbo.com
A: 57 Thompson Street, Dubbo NSW 2830, Australia
A: PO BOX 1580, Dubbo NSW 2830

Our Sponsors

Our Funding Bodies

– National Australia Bank
– Fair Trading, NSW
– DSS (Department of Social Services)

Donate Today!

Donate to Global Care Dubbo Today!
All donations over $2 are Tax-Deductible 

Direct Deposit:
Acc Name: Global Care Dubbo
BSB: 032 646
Acc: 170080
Reference: ‘Your Name’

If you would like a Tax-Deductible receipt please email globalcare@riversidedubbo.com

Want to make a monthly commitment? Download our Partnership Form today!