Your Local No Interest Loan Scheme

The No Interest Loan Scheme is operated through Global Care Dubbo. It is modelled on schemes that have been operating around Australia for over 30 years. It enables low income earners to access credit to purchase essential household items (e.g refrigerator, medical equipment etc). NILS is an alternative form of credit, not emergency relief. Loans are provided to people who are able to repay a loan without if causing financial pressure.

Loan Value ranges between $800 – $1500.

What We Do Lend For

  • Household Appliances
  • Household Furniture
  • Health Items
  • Car Related Items
  • Education
  • Technology
  • Outdoor Equipment
  • Economic Participation



Tailored to suit your budget. Debited using Centrepay. Minimum $10 payment per fortnight.  

What We DON’T Lend For

  • General Living Expenses
  • Rent Repayments
  • Emergency Relief
  • Bonds


Contact Us Today

Dubbo Office
Phone: 02 6882 2975 or 1800 155 884
Address: 57 Thompson Street, Dubbo NSW 2830, Australia
Po Box: 1580 Dubbo NSW 2830